New term rates bring new opportunities

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*Product not yet approved in all states (NY and CA.) Old rates and underwriting will apply until made available in those states.

*The Accelerated Benefit Agreement (ABA) available with AES will be transitioning to the Accelerated Death Benefit for Terminal Illness (TIA) Agreement for products issued with the new rates. If the TIA is not available based on state approval (CA), applications for ABA will continue to be accepted until TIA is made available in that state. SLIC products will continue to use the current NY approved ABA.

Agreements may be subject to additional costs and restrictions. Agreements may not be available in all states or may exist under a different name in various states and may not be available in combination with other agreements.

Life insurance products contain fees, such as mortality and expense charges, (which may increase over time), and may contain restrictions, such as surrender periods.

This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

©2016 Securian Financial Group, Inc. All rights reserved.