Network Partners and American National – Living Benefits Change Lives


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Living Benefits: Changing Real Lives
Robert Sanchez: $733,062.00 Isabella Martinez: $120,552.74 Rachael Roberts:
Bonnie Thomas:
What is a Living Benefit?
In insurance terms, Living Benefits are Accelerated Benefit Riders (ABRs)1 which provide the potential to recieve a partial or full accelerated life insurance benefit if the insured is diagnosed with a qualifying medical condition.
What is a Living Benefit
to a family?
To an individual or family facing the trials of a critical, chronic, or terminal illness, a Living Benefit can mean the freedom to make choices, provide for a family, and peace of mind.
Keep Reading
Rider Overviews, Case
Studies, and FAQs
The claim results are actual cases of individuals filing a claim for Accelerated Benefit riders on their life insurance policies. The product, amounts in force, amount requested and final disposition are all factual but the names and the specific situations have been changed to protect the recipients.

1) The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the reduction is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. Form Series ABR14-TM; ABR14-CH; ABR14-CT. Forms may vary by state and may not be available in all states.
See California ABR Rider Notice.



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